This is the easiest way to send money from your PayPal account to your M-PESA wallet

Mar 27, 2020

PayPal to M-PESA

There are various ways to send money from your PayPal account to your M-Pesa wallet. These transactions are mostly done through third-party platforms leaving you with high transaction fees. I find the PayPal collaboration with Safaricom (Safaricom Money Transfer Services Limited) and Thunes (TransferTo Mobile Financial Services Ltd) the easiest and most cost-efficient.

Firstly you don’t have to create several different accounts. Or need to have a bank account. All you need is your PayPal email address and your M-Pesa mobile money number. The PayPal mobile money platform lets you link your wallet to your account in seconds. It also has a simple way to withdraw funds from your PayPal account. That is transferred to your M-Pesa in at least two hours. A 3% conversion fee applies to withdrawals and 4% for top-ups. I still find this better than the other platforms as they boast of a better forex rate.

Here is how to link your PayPal and M-PESA accounts

  • Go to and log in with your PayPal email address.
  • When you successfully log in, enter your M-PESA Wallet phone number.
  • You’ll receive a 4-digit verification code sent to the mobile number. Enter this number to confirm and link the accounts.

Here is how to withdraw your Paypal money

  • Go to and on the dashboard click on withdraw from PayPal.
  • Enter the amount you would like to withdraw and click on continue to withdraw.
  • Verify the withdrawal and confirm it.
  • You’ll get a notification from Safaricom telling you your transaction from PayPal is being processed. Including how much you’ll receive and the duration.
  • After the duration lapses, you’ll get a transaction completed notification. And how much has been added to your M-Pesa.

During the withdrawal process, you will see the processing time. You are able to withdraw a maximum amount of 150,000 KES per transaction.

I hope this helps. Got questions? Shoot them at me. Did i miss something, let me know.

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